Setting up of 75 Digital Banking Units (DBUs)
GOVERNMENT OF INDIA
MINISTRY OF FINANCE
DEPARTMENT OF FINANCIAL SERVICES
LOK SABHA
UNSTARRED QUESTION No. 3679
Answered on Monday, August 8, 2022/ Sravana 17, 1944 (Saka)
Setting up of Digital Banks
3679. SHRI MAHABALI SINGH:
Will the Minister of FINANCE be pleased to state:
(a) whether the Government proposes to roll out 75 Digital Banks in one go across the country;
(b) if so, the details thereof; and
(c) the details of the number of such banks to be set up by the Union Government in the State of Bihar, district-wise?
Answer
THE MINISTER OF STATE IN THE MINISTRY OF FINANCE (DR BHAGWAT KARAD)
(a) to (c) In pursuance of announcements made in the Union Budget 2022-23, Reserve Bank of India (RBI) has issued guidelines on ‘Establishment of Digital Banking Units’ vide circular dated 07.04.2022 for setting up of 75 Digital Banking Units (DBUs).
Further, as per aforesaid guidelines, the DBU is a specialised fixed-point business unit / hub housing certain minimum infrastructure for delivering digital banking products & services as well as servicing existing financial products & services digitally, in both self-service and assisted mode. The objective of this digital initiative is to enable customers to have cost effective/ convenient access and enhanced digital experience to/ of such products and services in an efficient, paperless, secured and connected environment with most services being available in self-service mode at any time, all year round.
As apprised by Indian Banks’ Association (IBA), the district-wise details of 75 DBUs to be set up including in the State of Bihar are annexed.
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Source: Loksabha
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